Real Estate Loan Processor
Real Estate | San Francisco, CA | Full Time
San Francisco Federal Credit Union has been serving San Francisco since 1954. Today, anyone who lives, works, worships or attends school in San Francisco and San Mateo counties may apply for membership. We currently serve more than 45,000 members with assets over $1 billion. This position is located at our corporate office is located at 770 Golden Gate Avenue, San Francisco, California 94102.
The Real Estate Loan Processor is responsible for processing mortgage loans. This includes all major functions during the loan process including file preparation for underwriting submission, document gathering, and data input into the Loan Origination System from loan origination through post-closing quality control. The Real Estate Loan Processor provides assistance in document preparation, tracking and scanning, and communicates on loan status to members, vendors, and any parties involved with the transaction.
Essential Functions and Responsibilities
Demonstrates personal accountability and initiative by always following up with members on status of loan files
Utilizes professional and friendly communication with members, third parties and outside vendors, as appropriate
Ensures timely ordering and accuracy of all loan documents such as credit reports, flood certificates, preliminary title reports, and appraisal reports; and consistently ensuring timely and accurate filing preparation and submission to Underwriting
Displays a sense of urgency in accurately inputting loan data into the loan origination system; and when filing and scanning required documents into designated folders
Verifies HMDA data for input accuracy on reports
Performs other duties as assigned
Background education and experience
High School degree required with a minimum of two (2) years of experience with real estate loan processing
A minimum of one (1) year of experience working with credit unions or like financial institutions
Must possess basic knowledge of credit union real estate loan policies, procedures and credit union lending practices
Maintain good working knowledge of and compliance with the requirements of the Bank Secrecy Act and other real estate loan related regulatory requirements.
Must possess excellent organizational, verbal and written communication skills with demonstrated ability to communicate professionally
Ability to provide prompt and professional service to internal and external members
Must possess excellent decision making skills, good judgment, be proactive, be solution-oriented and have the ability adjust to a fast pace and challenging environment
Ability to effectively participate in team environment as well as must be able to work independently
Computer literate and proficient in MS Office: Word, Excel, and Outlook
Physical requirements, reasonable accommodation and work environment
All reasonable accommodations will be made to ensure a safe and functioning working environment for those individuals who will require such accommodations
Ability to move within an office complex environment
Ability to write by hand and use keyboard and mouse extensively to perform office functions
Ability to occasionally stand, kneel, crouch, bend, stoop, sit, walk, twist, turn and reach with hands and arms
Ability to lift 5 lbs
Work environment is indoors; majority of the time is spent sitting at a desk
San Francisco Federal Credit Union (SFFedCU) is an Equal Employment Opportunity Employer. In accordance with federal and state laws, SFFedCU does not discriminate in employment because of race, color, religion, sex, national origin, age, physical and mental disability, marital status, pregnancy, childbirth, breastfeeding or related condition, ancestry, medical condition (associated with cancer, a history of cancer or genetic characteristics), veteran or military status, sexual orientation, gender, gender identity or gender expression, HIV/AIDS status, genetic information or any other characteristic protected by law.