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Underwriter

EVO Underwriting | Portland, ME | Full Time

Job Description

This position is with EVO Payments International, the parent company of Sterling Payments Technologies and located in Portland, ME

 

SUMMARY:

The Underwriter is responsible for reviewing credit applications for merchant credit card processing accounts and assessing the risk associated with those applications for approval or decline.   

 

ESSENTIAL JOB FUNCTIONS:

• Review accounts for proper documentation and approve or decline based upon Underwriting policies, guidelines and standards.

• Gather and assess relevant information about the applicant’s business and credit history.

• Evaluate application fraud and identity theft risks.

• Document and summarize merchant application reviews for management.

• Complete merchant application reviews within acceptable time frames.

• Communicate decisions and/or information to customers and agents in a professional manner.

• Provide appropriate communication to agents, customers or vendors in a timely manner.

• Work with internal departments to ensure a high level of support for the customer.

 

MINIMUM POSITION REQUIREMENTS:

• High school diploma or equivalent with previous work related experience; Associates’ degree in business or related discipline plus prior experience in the consumer or commercial credit analysis field preferred.

• Knowledge of credit risk management principles, tools, and strategies.

• Ability to maintain confidentiality.

• Ability to work independently, but with a team focus.

• Effective communications and interpersonal skills.

• A strong customer service focus and meticulous attention to detail.

• Experience using Microsoft Office applications.

• Ability to work in a fast paced environment with limited supervision.

• Strong analytical and organizational skill.

• Ability to establish priorities and meet performance standards.

• Ability to use logic and reasoning to render sound business recommendations.

• Good follow-through skills and ability to resolve issues in a timely manner.

• Perform related projects and duties as assigned.

• Must be able to pass background check.